Insurance
Life Insurance
Life insurance is a contract signed between a person and an insurance company. Upon periodic premium payments, the insurance company is bound to pay a lumpsum amount to the beneficiaries of the policyholder on the unfortunate demise of the policyholder.
Life Insurance plans are of two categories: one that offers pure protection and the other that offers both protection and savings.
Motor Insurance (Private Car and Bike)
Car and Bike Insurance is a type of insurance policy that provides financial protection against losses or damages incurred from accidents, theft, or natural disasters involving your vehicle (car or bike). It helps cover repair or replacement costs and protects you against third-party liability, providing peace of mind in case of unforeseen circumstances.
Commercial Vehicle Insurance
Commercial Vehicle Insurance is a type of insurance policy designed to provide financial protection for vehicles used for business purposes, such as trucks, vans, delivery vehicles, buses, taxis, and other commercial vehicles. It covers the vehicle owner or operator against financial losses due to accidents, theft, damages, and liability arising from their use in the business.
Travel Insurance / Overseas Mediclaim Insurance
Travel insurance covers expenses and losses associated with travel. It is a protection for those traveling domestically or abroad. This type of insurance covers a variety of events that may cause financial loss before or during on account of trips. This policy covers trip cancellations, medical emergencies, flight delays, delay in checked in baggage, loss of baggage, loss of passport, etc.
Liability Insurance
A liability insurance policy covers professionals, self-employed people, business owners and business organizations against the cost of compensation claims due to malpractice, injury or negligence. Liability insurance protects the Insured from the risks of liabilities imposed by lawsuits and similar claims and protects the insured if and when they are sued for clauses covered by the insurance policy.
Marine Insurance
Marine Insurance is a form of general insurance policy covering the loss or damage to ship, cargo, hull or any other equipment and transport between the point of origin and final destination of voyage.
Other Type of Insurances
Mobile/laptop Insurance
Pet Insurance
Lift( 3rd party liability) Insurance
Building Insurance
Homeowner Insurance
Property Insurance
Crop Insurance
All Risk Insurance Plans
Fidelity Insurance
Office Package
Engineering Insurance
Engineering insurance is a type of insurance policy that covers a wide range of engineering and production related risks. It is a comprehensive insurance policy that provides economic safeguard to the risks faced by the ongoing construction/ installation projects, machinery and equipment under project operation. The risks covered are w.r.t. electrical, mechanical and other functional parameters.
Extended Warranty Insurance
Extended warranty Insurance Policies are the policies that extend the warranty period beyond what is offered initially by the seller at the time of sales. It covers the cost of service, repairs and even replacement of the product due to manufacturing defects or poor workmanship. Extended Warranty Insurance enhances the life of electronic appliances even after the expiry of the original warranty provided by the manufacturer.
Credit Insurance
Credit Insurance is a risk management service offered by private insurance companies and Governmental export credit agencies to business entities wishing to protect their accounts receivables from loss due to credit risks such as prolonged default or bankruptcy. There are many kinds of credit insurance products to cater varied needs.
Health Insurance
Health Insurance policy cover hospitalisation expenses on account of an illnesses or injuries. A comprehensive health insurance covers the cost of hospitalisation, day-care procedures, medical care at home (domiciliary hospitalisation), ambulance charges etc. The expenses are paid directly to the healthcare provider or reimbursed. The Income Tax Act of India allows tax benefit u/s 80D for premiums paid for health insurance plans.
Aviation Insurance
Aviation Insurance typically offers both property and liability coverage to aircraft. The insurance provides coverage for hull losses as well as liability for passenger injuries, environmental and third-party damage caused by aircraft accidents. Airlines and Charter operators, Aviation Service Providers, Cargo operators and Private businesses owning licensed aircraft can opt for Aviation /Aircraft insurance. The insurance is available for even flying clubs and for those aircraft which are rented.
Fire Insurance
Standard Fire and Special Perils Policy cover all properties on land (excluding land cost), moveable or immoveable, Stock, Building, Furniture & Fittings, Plant & Machinery and Items covered specifically on declaration etc. The perils include Fire, Lightning, Explosion / Implosion, Aircraft damage, Riot, Strike, Natural Disasters, Impact by vehicles/ animals, Bursting/ Overflowing of Water tanks, Apparatus etc.,,
Employee Welfare Insurance Policies
The purpose of employee welfare insurance plans is to provide specified benefits / welfare to employees such as Medical Insurance, Accidental Insurance, and Life Insurance Policies. Styled as Group Medical coverage, Group Personal Accident coverage and Group Term Life Plans, such plans offer great benefits and terms to employees as they are bundled for a company.
